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Seperating: buying after a break-up

Prospect Mortgage Services provide independent, sound and honest advice for your mortgage and protection needs.

Buying solo is tough — whether you’re a first-time buyer or moving home. But buying solo in your preferred location after a breakup? Even harder.

We worked with a lovely customer who following a split, wanted to stay on the ladder. They had a lump sum deposit but needed more borrowing power than lenders would give to buy a suitable property. So, we stayed in touch for months, watching criteria like hungry hawks.

Then one glorious day, a lender changed its Income Multiple policy and BOOM — an extra £30,000 borrowing power.

That opened the exact door she needed (see what we did there). House secured. Mortgage offered. New start achieved.

She’d tell you: A broker who cares enough to keep in touch can change everything. It can literally open doors (sorry – can’t help it).