Slowed down by Adverse Credit
Prospect Mortgage Services provide independent, sound and honest advice for your mortgage and protection needs.
One of our advisers met a lovely couple whilst camping — because who doesn’t talk mortgages when around a camp BBQ, beer in hand?
When back home, they visited our office in Merstone to see if they could buy a home on the Island again, after living abroad for many years. Newly self-employed and with some old credit blips, these hurdles were not helping the process. In that moment, the answer was “Not yet… but let’s make a plan.”
The plan was in a few stages, but they fixed their sights on the long game, the bigger picture, which was their ideal home on a decent mortgage rate. All credit to them, they trusted the plan, ignored the few bumps along the way, worked hard and nailed it perfectly.
A year later: their first purchase completes using a stepping stone type of lender.
Two years after that: a new home, high street rate, big smiles. 😊
They did the graft, we did the guidance, and together we made it happen. Turns out honest advice, determination and a good working relationship = results.
Some would say all brokers are the same, but we are sure if you asked this couple, they might be quick to tell you that having the right team in your corner can make all the difference.