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Although we would like to be available to assist 24/7 the following times provide guidelines when qualified advisers are available to meet with you:

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Theresa Habens

What is your favourite pastime?
When I’m not working, I enjoy spending time with my German Shepherd, Jax. Whether it’s a walk on the beach or spending time in the garden, I love being outdoors and making the most of the Island lifestyle. If the weather isn’t on my side, you’ll usually find me at home cooking a nice meal and enjoying a quieter day indoors.

Role at Prospect
I joined Prospect in 2018 as a Mortgage Adviser, having previously worked in Financial Services. My role involves supporting both existing and new clients with their mortgage and protection needs, whether they’re approaching the end of a mortgage deal, moving home, purchasing their first property or expanding a buy-to-let portfolio.

As one of the first points of contact for many of our clients, I work closely with them to understand their circumstances and help find solutions that suit their individual needs and goals.

What do you like best about your role?
What I enjoy most about my role is meeting people and helping them find mortgage and protection solutions that are right for them. Every client is different, which means every case brings its own opportunities and challenges.

I particularly enjoy researching the market, finding competitive deals and working through more complex cases to identify the most suitable lender and solution. It’s incredibly rewarding to help clients navigate the process with confidence and know that I’ve helped them achieve the best possible outcome for their circumstances.