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Welcome to Prospect Mortgage Services

Prospect Mortgage Services is an Isle of Wight based company providing independent and comprehensive advice in the arrangement of mortgage and protection products. Our objective is simple; to help people buy their homes. The home buying process and mortgage market is more complex, more aggressive, and more competitive, than ever before, but through Prospect Mortgage Services, you have access to a team, who specialise in arranging mortgages.

As we are a truly independent organisation, we genuinely survey the entire marketplace before making any recommendations to you. Once you understand the proposed deal and you are happy to proceed we will submit your application after which we work just as hard to keep you informed and up to date with the progress of your mortgage and house

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Independant Advice



As an independently owned company we are not tied to any single builder, estate agent or mortgage provider – which means we can provide people the best choice in mortgage options along with truly independent advice. Our dedicated and friendly team are recognised and approved by the FCA. We work hard to deliver a unique and personalised service to our customers keeping them updated and supported all the way through the process. Keeping in close two-way communication with Estate Agents and Solicitors has enabled us to provide a smooth and seamless service to customers through the mortgage application journey from beginning to end.